How to Use Alipay & WeChat Pay in China (2026 Guide)

Before You Fly

Please complete these steps in your home country before departure. Accessing these apps for the first time after arriving in China can be difficult due to network restrictions or App Store regional settings.

Download the Apps: Search for and download “Alipay” and “WeChat” in the App Store or Google Play.

Download AlipayDownload WeChat Pay

Note: Please ensure you download the standard Alipay/WeChat app. Avoid “AlipayHK” to ensure compatibility in mainland China.

2.Register Your Account: Use your home country’s mobile number. Note: Ensure your number can receive international SMS, as this is critical for identity verification.

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Prepare Your Card: Have a major international credit card (Visa, Mastercard, JCB, Discover, Diners Club) ready. Ensure it is enabled for international transactions.

2.The Payment Giants: Alipay vs. WeChat Pay

Almost 99% of transactions in China are handled via mobile payment.

Alipay: We recommend this as your primary choice. It features a tourist-friendly interface with real-time currency conversion and a seamless card-binding process.

WeChat Pay: While essential for social communication, WeChat Pay can occasionally be subject to stricter security controls. It’s great to have as a backup.

3.How to Link Your International Credit Card

1.Open the App: Navigate to “Bank Cards” or “Add Payment Method” on the home screen.

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2.Enter Card Details: Input your Visa/Mastercard number, expiration date, and CVV code.

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3.Identity Verification: The system will ask for a photo of your passport information page. This is a standard compliance requirement for financial regulations.

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4.SMS Verification: A code will be sent to your international mobile number to finalize the binding.

4.Critical Skills: Scan-to-Pay vs. QR Code Payment

There are only two ways to pay in China:

A. “Scan to Pay”: Used at small shops or stalls. Open your app’s “Scan” feature and scan the merchant’s QR code, then enter the amount.

B. “Show Your QR Code”: Used at supermarkets or restaurants. Open the “Pay” icon and show your personal QR code to the merchant.

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5.Troubleshooting & Tips

Payment failed?
Check your internet connection. We highly recommend getting an eSIM that supports China roaming. Also, ensure your bank hasn’t flagged your transaction as “suspicious.”

Why can’t I use transfers?
As a tourist, you are in “Tourist Mode.” You only need the Scan-to-Pay function, which covers all your travel needs.

Should I carry cash?
Yes. By law, merchants cannot refuse cash. Keep 500-1000 RMB as a final backup.

Final Thoughts

Mastering mobile payments is the first step to a smooth trip to China. With Alipay and WeChat Pay set up, you are ready to explore the country like a local!

If you found this guide helpful, feel free to share it with fellow travelers. Have more questions about traveling in China? Check out our other guides：